Your total current debt (this will be collectivized--not shared individually): 
48 000.00
How do you make a living? Please share some details about your economic reality. : 

I teach; sometimes sell work.

How does debt effect your art practice?: 

I agonize over expenses and try to reuse materials as much as I can. 

Are you in debt? How did you get in debt?: 

Yes, I am in debt over undergrad and grad degrees. I'm on the thirty-year-plan to pay almost $50K.

Which bank currently handles the majority of your debt?: