I'm sometimes in debt. Other times, I'm not in debt. It comes and goes. I'm a much nicer person when I'm debt-free.
I work for an artist. I pick up graphic design jobs here and there. Sometimes I sell art. I live month-to-month. Sometimes it is easier than other times. But, I want for little and work with what I've got.
I try to stay out of it. I make work at a slow pace. I make work when I can afford it.