Felicia D. Megginson
"Ride or Die" - 2007, gold and sepia toned gelatin silver print 16"x20"
How did you get into debt?
Most of my debt is my mortgage, (approx. $235,000), of the total amount, is the approx. $99,880 that is what I owe Navient for grad school at NYU. My current interest rate is 9% and that's the consolidated loan rate. I cannot refinance that. My original loan amount was $54,000, but taking several forebearences due to unemployment or underemployment over the past 15 years have made it hard to stay up on the payments.
"Scrub 1" from series "Alice Wasn't Lost She - Transformed", 2004 copper toned gelatin silver print, 20"x16"
How does your economic reality effect your art?
It means that I do not pursue my art life in a serious committed way because I'm so busy working to keep my head above water. It means I feel guilty buying art supplies instead of working to pay off my debts. I've declared bankruptcy already in order to defray some debts so that I could keep my home and car, but all the stress of worrying about money, makes it difficult to do more than little projects. But I have not seriously sent work for exhibition opportunities in six year.s
"The Nexus", Fractal Forest Series, 2016, digital chromogenic print, size to be determined
Would your work look different if you weren't in debt?:
Yes, I'd probably choose work that didn't require so much of my time. I'd probably go back to applying to residencies and time away to focus on my work full-time and also be more experimental in my concepts and approaches
"Red Shimmer: Looking Up", Fractal Forest Series, 2016, digital chromogenic print, size to be determined