I'm in debt. I have 20,000 dollars worth of it. My debt was accrued through student loans while attending University of Houston and making purchases using a line of credit issued by Amazon.com.
Through a stipend as the Multimedia Fellow at the CAMH and through freelance videography and photography, as well as recycling/waste management opportunities.
Knowing that I have to continually pay off the debt I've accrued, I know the limits of what amount of time I can spend on a particular piece before it begins to interfere with my total debt. The materials and time needed have to be cut drastically to maintain the current state of debt.